TorrentSwap

BitcoinEthereum

Swap BTC to USDT (ERC-20) — no account

Convert bitcoin to Tether on Ethereum without an exchange account. You send native BTC and ERC-20 USDT arrives at your Ethereum address. Need USDT on Tron for an exchange deposit instead? That is a different token on a different network — use the BTC to USDT TRC-20 route.

  • No account
  • All fees included in the quote
  • TorrentSwap never holds your funds
You send
BTCBitcoin
You receive
USDTEthereum
Typical time
about 10–30 min
Protocols
3

Swap BTC to USDT

Live quotes

Enter the amount of BTC you want to swap

You receive
0

Comparing live routes from NEAR Intents, Chainflip, THORChain, Flashnet and more. Every amount includes all fees.

Fees are included in every amount. If a protocol can’t meet your minimum, your deposit is refunded.

Live rates

BTC to USDT (Ethereum) rate today

As of 23:23 UTC, 2026-11-04, 1 BTC ≈ 80,021.5 USDT after all fees, via Chainflip. Amounts below are real quotes from NEAR Intents, Chainflip and Flashnet, refreshed hourly.

BTC to USDT (Ethereum) quotes by amount and protocol
You sendProtocolYou receive
0.0012 BTC≈ $100NEAR IntentsBest95.7254 USDT
0.0012 BTCChainflip95.4735 USDT
0.0012 BTCFlashnet95.3687 USDT
0.012 BTC≈ $1,000ChainflipBest960.258 USDT
0.012 BTCNEAR Intents959.9607 USDT
0.012 BTCFlashnet959.3252 USDT

Indicative snapshot, not an offer: enter your own amount above for a live quote that is valid for about two minutes.

Transparency

Who can execute this swap

NEAR Intents, Chainflip and Flashnet can each quote BTC to USDT (Ethereum). Which of them responds at a given moment depends on liquidity; the swap box lists every protocol that does, ranked by what you receive after fees.

  • NEAR Intents

    Typically about 30 min

    Solvers compete to fill your swap at the best price.

    Held briefly by the intents deposit service until a solver fills the order.

    How NEAR Intents works
  • Chainflip

    Typically about 10–12 min

    Decentralised cross-chain AMM for native assets.

    Held briefly in validator-run vaults (threshold signatures) while the swap settles.

    How Chainflip works
  • Flashnet

    Typically about 10 min

    Fast cross-chain settlement network.

    Held briefly at a Flashnet deposit address while the swap settles.

    How Flashnet works

How it works

How to swap BTC to USDT (Ethereum)

  1. 01

    Enter how much BTC to swap

    Type the amount of BTC on Bitcoin. Quotes from NEAR Intents, Chainflip and Flashnet arrive within seconds.

  2. 02

    Pick a route

    Routes are ranked by the USDT you receive after all fees. Each shows the protocol by name, its time estimate and the protected minimum.

  3. 03

    Add your addresses

    Paste the Ethereum address that should receive the USDT, and a Bitcoin refund address you control.

  4. 04

    Send, or pay from your wallet

    Send exactly the quoted BTC to the one-time deposit address from any wallet or exchange, or connect a supported wallet and approve one transfer. Tracking starts automatically.

About this route

What BTC to USDT (Ethereum) actually does

This route starts with native BTC and delivers the ERC-20 version of USDT on Ethereum (contract 0xdAC1…1ec7). USDT exists on many networks, so the ticker alone never identifies the token you receive.

People use it to lock in a dollar value from BTC while keeping the stablecoins in their own wallet. ERC-20 USDT is accepted by most Ethereum applications and hardware wallets; TRC-20 USDT on Tron is cheaper to move afterwards. Choose based on where you will use it next.

Reviewed by the TorrentSwap Editorial Team ·

You send
Bitcoin (BTC) on Bitcoin, the network's native asset
You receive
Tether USD (USDT) on Ethereum
Receiving address
A 0x address of 42 characters. The same address also exists on Arbitrum, Base, Optimism, Polygon, BNB Chain and Avalanche C-Chain, so always check the network label, not just the address.
Refund address
A Bitcoin address you control. Refunds are paid in BTC.
Deposit confirmation
Bitcoin deposits wait for block confirmations: about 10–12 minutes on Chainflip, about 10 minutes on Flashnet and around 30 minutes on NEAR Intents.
Fees
Included in the quote: network, protocol and TorrentSwap fees. What you see is what you should receive.

Before you send

Three checks that prevent most mistakes

The deposit

Confirm that the receiving wallet or exchange supports USDT on Ethereum, not USDT on Tron, Solana or BNB Chain. Deposit only BTC on the Bitcoin network to the address shown for this quote.

The receiving address

Use an Ethereum mainnet address. If you deposit to an exchange, open its current USDT deposit screen, select ERC-20 and copy that address rather than reusing an old one.

The refund address

The refund address must be a Bitcoin address you control. Refunds return BTC to that address; they are never paid in USDT.

Support will never ask for a seed phrase or private key. TorrentSwap only ever needs public addresses.

Can I swap BTC to USDT without KYC?

Yes. TorrentSwap has no account, email or ID step: you get a quote, add your USDT address and a Bitcoin refund address, and send the BTC. The protocol that executes the swap may screen addresses against sanctions lists, so a deposit can occasionally be refused and refunded.

ERC-20 or TRC-20 — which USDT should I choose?

Pick the network your destination uses. ERC-20 USDT lives on Ethereum and works with Ethereum applications; TRC-20 USDT lives on Tron and is cheaper to transfer afterwards. They are not interchangeable, and a deposit on the wrong one may not be credited.

Do I need ETH to receive USDT on Ethereum?

Not to receive it. You will need a small amount of ETH later to send the USDT anywhere, because every ERC-20 transfer pays gas in ETH.

How long does BTC to USDT (Ethereum) take?

Typically about 10–30 min from sending your deposit to the payout. NEAR Intents: about 30 min; Chainflip: about 10–12 min; Flashnet: about 10 min. The time is driven mostly by how long Bitcoin takes to confirm the deposit, and each live quote shows that protocol's own estimate.

What fees do I pay to swap BTC to USDT (Ethereum)?

The platform fee, the executing protocol's fee and network fees are all already included in every quote, so the amount you see is what you should receive, and a protected minimum applies: if a protocol cannot deliver at least that, it refunds your deposit instead. Your own wallet charges the normal network fee to send the deposit.

Do I need an account or KYC to swap BTC to USDT (Ethereum)?

No. There is nothing to sign up for and no email to give — you only enter the receiving address and a refund address. The protocols that execute swaps can apply their own compliance screening, for example against sanctioned addresses.

What happens if the swap cannot complete?

If a protocol cannot fill your swap within the protected minimum, it refunds the deposit to your refund address. The refund address must be a Bitcoin address you control. Refunds return BTC to that address; they are never paid in USDT.